INDUSTRY OVERVIEW
Protection for
Trade & Site-Based Risk
Contractors operate in environments where physical risk, contractual responsibility, and tight project timelines are part of daily operations. From on-site accidents and third-party damage to tool theft and incomplete works, the exposures are varied and significant.
Whether you are a sole trader, subcontractor, or larger contracting firm, your insurance must reflect your trade, project values, and working practices.
Trade-Specific Risk Assessment
We assess your activities, contract requirements, tools, and site exposure to ensure accurate and appropriate protection.
Fast & Practical Cover
We understand that contractors often need immediate proof of insurance to secure work and meet client requirements.
Insurance Solutions
Comprehensive Cover for Contractors
Carefully structured insurance solutions designed to protect contractors from site-based, contractual, and liability risks. From contract works and tools to public liability and business interruption, we ensure your business is protected from every angle so you can focus on completing projects safely and efficiently.
Public Liability Insurance
Protects against claims for third-party injury or property damage arising from your work activities on-site or at client premises.
Plant & Tools Insurance
Protection for owned or hired-in plant, machinery, and tools against theft or damage.
Employers’ Liability Insurance
A legal requirement for contractors with employees, covering claims for workplace injury or illness.
Professional Indemnity Insurance
Cover for contractors providing design, specification, or advisory services against claims of professional negligence.
Contractors All Risks Insurance
Covers contract works, materials, and site activities against accidental damage, theft, or loss during a project.
Legal Expenses Insurance
Cover the costs of legal disputes, ensuring your contracting business is protected from financial strain due to unexpected legal challenges.
Why Choose Us
Contractors Insurance Backed by Experience
Contracting businesses require practical, responsive insurance support. Our approach ensures your cover works in real-world site conditions.
Over 30+ Years Supporting Contractors
We have extensive experience arranging cover for a wide range of trades and contracting disciplines.
Fast Documentation Turnaround
We issue confirmation of cover promptly to help you meet contract requirements and avoid delays in getting paid.
Access to Specialist Insurers
We work with leading and niche insurers, including those experienced in harder-to-place trades.
Dedicated Claims Support
If a claim arises, our experienced team manages the process efficiently to get you back up and running as quickly as possible.
Get In Touch
A Straightforward Approach
to Protecting Your Trade
We begin by understanding your trade activities, project values, and contractual responsibilities. Once assessed, we approach suitable insurers to secure competitive and tailored terms. Your cover is implemented quickly with clear documentation provided for clients and principal contractors. In the event of a claim, we provide hands-on support to minimise disruption to your work and income.