We offer insurance for a wide range of care services, including residential care homes, domiciliary care agencies, fostering and adoption agencies, supported living services, children's homes, and more. Our policies are tailored to meet the specific needs of each sector.

Our care home insurance includes protection for buildings and contents, public liability, employer's liability, medical malpractice, business interruption, and additional covers such as treatment risks, legal expenses, and personal accident coverage.

Yes, all of our policies are customizable. Whether you operate a small care home, a larger agency, or a children's home, we offer flexible insurance packages tailored to meet your unique needs and operational risks.

Yes, we provide bespoke insurance for fostering and adoption agencies. Our coverage includes material damage, business interruption, public liability, abuse cover, medical malpractice, and personal liability for foster carers.

Our claims process is straightforward. If you need to make a claim, simply contact our claims management team, and we’ll guide you through the process. We aim to resolve claims efficiently and in your best interest. Our team handles all claims proactively.

In addition to providing comprehensive insurance coverage, we offer expert risk management services designed to help minimize your exposure to potential risks. These services include: • Workplace Inspections Regular inspections to ensure a safe and compliant work environment, identifying potential hazards before they become costly issues. • Safety Audits Detailed safety audits that assess and improve your organization's overall safety protocols, helping prevent workplace accidents and maintain industry standards. • Claims Advice Our team offers expert advice and support throughout the claims process, helping you manage and navigate any potential claims effectively, minimizing disruption to your operations. • Cyber Insurance Protect your practice from the growing threat of cybercrime. Our Cyber Insurance offers coverage for data breaches, ransomware, cyber-attacks, and any financial loss caused by a compromise of sensitive information. This ensures your practice is safeguarded against the evolving landscape of digital risks. • Terrorism Insurance Safeguard your business from the financial consequences of terrorism-related incidents. Our Terrorism Insurance covers property damage, business interruption, and other losses resulting from acts of terrorism, ensuring your practice remains financially secure in times of crisis.

Yes, we offer quick, no-obligation quotes. Simply reach out to our team, and we’ll assess your needs to provide a personalized quote that covers all relevant aspects of your care service.