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Technology companies face unique risks and require specific insurance coverage’s to protect their business. We can provide cost-effective tailored insurance solutions for a wide variety of technology companies from start-ups to consultants to established businesses.

Whether your a software company, app or game developer or a hosting and platform provider, Artemis Insurance can advise you on the covers that you need and will satisfy contractual obligations.

“I've been a client of the Director’s of Artemis for over 15 years now and found them to be very knowledgeable and extremely good and tailored serving our business. They have always been very patient and thorough, extremely accommodating and hardworking. If they cannot give you an answer right away, they always gets back with the information. It is obvious that they have our (client’s) best interest in mind. I would HIGHLY recommend them to anyone”

Bharat Patel – Director, Codegen Ltd

Codegen are renowned and established in delivering innovative, fully scalable, high performance travel software solutions to leading organisations worldwide.

So what covers are available?


The simplest mistakes can be the most damaging. Technology companies are vulnerable to claims of negligence for errors and below are some examples of where claims could be made against companies in this ever growing and important sector:  

  • Customer changing project scope;
  • Development problems; 
  • Issues in combining or integrating software or hardware components; 
  • Poor customer communication;
  • Problems with integration/installation projects; 
  • Programming errors.


Public Liability

This can help to protect you against the cost of paying or defending a claim for compensation from a member of the public for bodily injury or property damage. You might think your business has little exposure to members of the public because you just deal with other businesses, but public liability can cover claims made by clients too. For example, you or an employee could be visiting a client and accidentally damage an expensive piece of their equipment. 

Products Liability

Product liability insurance protects you in the event that your product causes injury or damage to a person or their property. You could be liable to pay compensation in these circumstances even if you didn't manufacture the product and the costs can be severe.

Employers' Liability

If you have employees then your business is required by law to have employers’ liability insurance in place. It’s designed to protect against the cost of paying or defending a claim for compensation from an employee for injury or disease because of the work that they do for you. 

Directors & Officers Liability

If you're a Director or an Officer of a company, you have personal liability for any actions or decisions that you make on behalf of the business.

Directors and officers of businesses have specific duties, responsibilities and powers which are usually defined in their job description or terms of reference. In the event that a director or officer is found to have acted outside of their terms of reference, civil, criminal or regulatory proceedings can be brought against them. Allegations of wrongful acts that can be made against you include breach of trust, breach of duty, neglect, error, misleading statements and wrongful trading. For further details, please read our blog


We can provide cover whether your office or home based against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also include the following covers:

  • Portable equipment – cover for equipment outside of the office, such as laptops and phones;
  • Business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption;
  • Equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.


When your company depends heavily on technology, a hacker attack or virus can be very damaging to your reputation and your profit. This insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity and reputation protection. For more information on the increase in cyber threats, please read our latest blog.  

Why not call us today on 020 8619 5000 to discuss your technology insurance requirements.

Artemis Insurance Brokers Ltd

Provident House, 13 Russell Hill Road, Purley, Surrey, CR8 2LE, England

Tel: 020 8619 5000 |

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Artemis Insurance Brokers Ltd  are authorised and regulated by the Financial Conduct Authority. FCA No: 524324. Registered in England & Wales 7340228. Registered office Provident House, 13 Russell Hill Road, Purley, Surrey, CR8 2LE

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