Independent broker advice, access to specialist UK insurers and tailored protection for charity public liability, trustee responsibilities, cyber risks and operational exposures, with dedicated support when your organisation needs it most.
Specialist UK Insurance Broker
30+
Year Protecting UK businesses
20+
Specialist sectors covered
95%
Client retention rate
50+
Insurer and Lloyd's partners
1000+
Businesses and professionals insured
Who Needs Charity Insurance in the UK?
Charities and not-for-profit organisations come in many forms, from small volunteer-led groups to larger organisations delivering specialist services across the UK. While each organisation operates differently, they all face risks linked to public activities, volunteers, employees, fundraising and managing sensitive information. Charity insurance helps provide tailored protection based on the work your organisation carries out.
Charity Insurance
What Is Charity Insurance?
Charity insurance is a specialist type of business insurance designed to protect UK charities, community organisations and not-for-profit groups against risks linked to their activities, people and operations.
Unlike standard commercial insurance, charity cover is tailored around the way charities work, including fundraising events, volunteer involvement, public interaction, managing donations and handling confidential information.
A suitable charity insurance package can combine essential protections such as charity public liability insurance, employers’ liability, trustee indemnity insurance, cyber protection and property cover.
Need Specialist Charity Insurance Advice?
Every charity operates differently, which means your insurance should reflect the work you do, the people you support and the risks you manage. Artemis helps charities, community groups and not-for-profit organisations understand their requirements and arrange suitable protection through specialist UK insurers.
Whether you need charity public liability insurance, trustee protection, cyber cover or a complete charity insurance package, our experienced brokers are here to help.
Independent UK Insurance Broker
Specialist Charity Insurance Advice
Access to Leading Insurance Providers
Support From Quote to Claim
How It Works
Charity Insurance in 4 Simple Steps
Arranging charity insurance should not be complicated. Every charity has different activities, responsibilities and risks, which means the right protection needs to be based on how your organisation actually operates.
At Artemis, we make the process straightforward by understanding your charity first, reviewing your risks and helping you arrange suitable cover from specialist UK insurers. From small charities and community groups to larger not-for-profit organisations, our brokers provide clear advice at every stage.
From your first conversation to ongoing policy support, Artemis helps make arranging insurance for charities simple and transparent. With specialist advice and access to suitable insurers, we help charities and community organisations find protection that reflects their real-world risks.
01
Tell Us About Your Charity
The first step is understanding your organisation, the work you carry out and the people you support. Our team will discuss your charity’s activities, structure and any specific risks you may face.
We’ll look at areas such as the type of services you provide, number of employees and volunteers, fundraising activities, premises, equipment, beneficiary groups and any existing insurance arrangements.
This helps us understand whether you require protection such as charity public liability insurance, trustee indemnity cover, cyber insurance for charities or a wider insurance package.
03
Compare Suitable Charity Insurance Options
As an independent insurance broker, Artemis helps charities compare suitable insurance options from specialist insurers.
We explain the available covers clearly, including what is protected, policy limits, exclusions and any conditions that may apply.
Our aim is to help you make an informed decision and arrange charity insurance that provides suitable protection without paying for unnecessary cover.
02
Review Your Charity’s Insurance Requirements
Once we understand your organisation, we review the areas where your charity may be exposed to risk.
Every charity is different. A volunteer-led community group organising local events may require different protection compared with a national charity managing employees, buildings and multiple programmes.
We consider your activities, responsibilities and operational risks to identify the types of cover that may be appropriate for your organisation.
04
Ongoing Support When You Need It
Your charity can change over time. New activities, additional volunteers, larger fundraising events or changes to your services may affect your insurance requirements.
Artemis continues to support you beyond arranging your policy by helping review your cover, answer questions and provide guidance if you need to make changes or manage a claim.
Our goal is to provide long-term support so your charity can continue its important work with confidence.
Find the Right Charity Insurance Cover for Your Organisation
Every charity has different responsibilities, activities and risks. Artemis helps charities, community groups and not-for-profit organisations understand their insurance requirements and arrange suitable protection through specialist UK insurers.
Whether you need charity public liability insurance, trustee protection, cyber cover or a complete charity insurance solution, our experienced brokers can help you find cover that reflects the way your organisation operates.
Why Choose Artemis For Charity Insurance?
When arranging charity insurance, organisations have two main options: approach a direct insurer or work with an independent specialist broker. While policies may appear similar on the surface, charities often require advice around activities, volunteers, trustees, public events and operational risks.
Artemis provides independent guidance, access to specialist insurers and tailored insurance solutions designed around the way your charity operates, helping you arrange suitable protection with confidence.
A direct insurer can provide a policy, but charities often need more than basic protection. The right insurance depends on your activities, volunteers, trustees, beneficiaries, events and operational responsibilities.
Working with an independent charity insurance broker like Artemis gives your organisation access to specialist advice, suitable insurance options and ongoing support throughout your insurance journey. Whether you are a small charity, community organisation or established not-for-profit, Artemis helps you arrange protection built around your real risks.
Types of Charities and Community Organisations We Cover
Charity Insurance Frequently Asked Questions
Still have questions? Speak to an Artemis broker for independent advice on consultant insurance, professional indemnity cover and protecting your consultancy business.
Protect Your Charity With Specialist Insurance Advice
Every charity has a purpose to protect, but unexpected risks can affect even the most well-managed organisations. Artemis helps charities, community groups and not-for-profit organisations arrange suitable charity insurance designed around their activities, responsibilities and operational needs.
From charity public liability insurance and trustee protection to cyber cover and wider organisational protection, our specialist brokers provide clear guidance to help you find the right level of cover with confidence.